IMPORTANT: Final Salary Pension Schemes are also know as defined benefit pension schemes.
Is your company pension scheme still “Gold plated” ?
New pension legislation, introduced in March 2014, has opened up options that were previously not available. The new legislation has only served to muddy the waters.
In times gone by, defined benefits pensions schemes were regarded as ‘Gold Plated’. They provided generous guaranteed benefits and a secure income for life. As such, a defined benefit pensions were regarded as ‘the best you could possibly get’.
Do you know your Options?
Understanding ALL your options is vital in making the right decision. it is important to get qualified advice and find out your options and the choices you have.
Can you trust the company advising you?
Companies advising you on your pension must be regulated by the Financial Conduct Authority (FCA) and individuals within the firm hold the relevant defined benefit pension qualifications and expertise.
More importantly the company must hold the specialist FCA permissions to be able to advise on your type of scheme. Finally you would expect that they have the knowledge and experience to work with you in a fair and honest way.
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VERY IMPORTANT INFORMATION
Many of the site web sites advertising on the internet are LEAD GENERATION web sites. You can tell this by looking at the information at the bottom of the web site. Their aim is to get your details so that they can sell them on to an adviser. Pensions Advice UK is not one of them. We are an firm of independent qualified financial advisers. Your details will NOT be sold on and will be dealt with confidentially in-house by our own FCA qualified independent Pensions Specialist.
Defined Benefit Pension Advice Service
It is free to enquire and we will provide you with the guidance you need to make the right decisions and choices with your defined benefit pension.
Please complete the following form.